The bank does not have to ask for collateral in this type of credit, so they can meet the client halfway, but of course, they are not going to give money to everyone, to the right and the left, and they give credit only to verified clients who have bank accounts. A bank sees how much money you have in your account; it issues a loan, and in this case the bank simply uses this money. A short-term loan is suitable for those who are looking for a short-term loan. Legal entities or individual entrepreneurs can apply for a short-term loan. This type of loan is often used by small and medium-sized businesses needing urgent funds to settle with clients. Aspiring entrepreneurs can also use this type of loan. Trust is another name for blank lending.