Investing is a long-term strategy in which the goal is to gradually build wealth over time through the use of investing schemes such as mutual funds, buying and selling a portfolio of stocks, bonds, or a basket of stocks, and much more.

Unlike trading, investing is held for years or decades and comes with numerous benefits such as interest, dividends, stock splits, and many others.
Furthermore, the risk of downtrends and market fluctuation is eliminated in investing because there is always the expectation that prices will rise, and because it is a long-term investment, the investor need not be concerned about the particular downtrend because it will last for a shorter period.

Investing is the process of allocating money or resources into assets, such as stocks, bonds, real estate, or businesses, with the expectation of generating profit over time. Unlike saving, which focuses on preserving capital, investing aims for growth by taking calculated risks. Investors analyse market trends, economic conditions, and company performance to make informed decisions. Common investment vehicles include mutual funds, ETFs, and retirement accounts like 401(k)s. The key principle is compounding, reinvesting earnings to accelerate wealth accumulation. While investing carries risks, including potential losses, a diversified portfolio can mitigate them. Successful investing requires patience, research, and a long-term perspective to achieve financial goals like retirement, education funding, or wealth creation.