DFI Money (DFI.Money, ticker code YFII) investors enjoyed a 400 percent boost from the middle of 2021 to the end of August 2021, when the coin reached an all-time high price of $7,760. It has since declined, reaching new lows in May 2022.

Yearn.Finance (YFI), a fork of Yearn.Finance (YFI), is a platform that allows users to deposit and stake ERC-20 tokens to earn daily interest. YFII is an Ethereum-based token that governs the DFI.Money platform. It allows players to earn rewards for depositing tokens.

On May 25, 2022, investors saw the price of YFII drop 70% in an hour, from $1,227 to $312. Rumors spread on social media that DFI Money enticed investors with a high annual percentage yield (APY) before shutting down the business. After a few hours, the price jumped to $940 and began the next day at $755.

DFI money refers to funds provided by Development Financial Institutions (DFIs), which are specialised banks or agencies established to support economic growth by financing long-term, high-impact projects. Unlike commercial banks, DFIs focus on sectors like infrastructure, agriculture, SMEs, and renewable energy, often in developing countries. They offer loans, equity investments, and guarantees at favourable terms to promote industrialisation and social development. DFIs can be national (e.g., India’s SIDBI), regional (e.g., African Development Bank), or international (e.g., World Bank). Their funding comes from governments, multilateral organisations, or capital markets. By providing affordable capital where traditional lenders hesitate, DFIs play a crucial role in reducing poverty, fostering innovation, and achieving sustainable development goals.