Cryptocurrencies are decentralized currencies that are traded between individuals. It is an intangible asset only existing in electronic form since it is a digital asset. By using these currencies, people can send money as easily as sending an email, with faster transactions than a bank, and with fewer fees, since they do not require credit cards and do not require an intermediary to make payments.

The process of managing shared accounts is called Blockchain, which is public and distributed through a large network since everyone with a Bitcoin owns a copy of the digital history and transactions, thereby increasing the level of trust. It can be defined individually, or it can be programmed through a complex digital code.