Pros: There is no requirement for a bank account.
The company accepts more than 30 different payment options, including PayPal.
A free escrow account protects them from unscrupulous trades and helps them avoid scams.
Free cryptocurrency wallet, with the majority of Bitcoins, held safely and securely off-line.

Cons: The only thing they can do is buy or sell Bitcoin.
They are not permitted to lend or invest their Bitcoins.