Altcoins like Ethereum lay the groundwork for a decentralized finance (DeFi) ecosystem that will bring financial inclusion to the entire world. On the Ethereum network, for example, users can access loan funds and even earn a passive income by investing in DeFi projects. They provide a pathway for crypto projects and blockchain systems to spread across other institutions such as healthcare and real estate, among many others.

Stablecoins combine the advantages of cryptocurrencies and traditional currencies. This means you can benefit from the privacy and security features of digital currencies, as well as the price stability of fiat currencies. This invariably means that traders can use stablecoins for transactions without fear of volatility. It is important to note, however, that stablecoins are linked to an external asset.